Homebuyer Income Eligibility Calculator

ARCH 2026 Income Limits

Home information
Select the AMI threshold for the ARCH home you are interested in purchasing.
Buyer information
Enter household size, the most recent three monthly pay stubs, and total assets.

Monthly pay stubs

Enter gross income from all adult earners in the household from the most recent three months.

$
$
$

(including checking, savings, certificate of deposits (CDs), stocks, bonds and annuities. See more details here.)

10% of any amount over $75,000 is added to annualized income. Do not include assets that will be used as down payment.

Retirement accounts and college savings will generally not be counted.

$
Result
Based on 1 person at 80% AMI.
Enter pay stubs and assets, then click Calculate.
Avg. monthly pay
$0
Annualized income (× 12)
$0
Asset income (10% over $75,000)
$0
Total counted income
$0
Limit (80% AMI, 1 person)
$92,064
Next Step

If you are eligible for the home you are interested in, please visit ARCH's How to Apply page for more information.

How it's calculated

1. Average the pay stubs from the most recent three months.

2. Multiply by 12 to annualize.

3. Add 10% of any assets over $75,000 (excluding assets used as down payment).

4. Compare to the ARCH 2026 limit for the selected household size and AMI %.